APSW Budget Planner V4 Enterprise 3.3.19.0 Description:

V4 Enterprise is a very easy-to-use all-in-one personal finance manager, complete with both static and actual budgeting. With V4 Enterprise you can balance your checkbook, keep track of your credit cards, manage your bills and recurring deposits and expenses, manage bill and receipt numbers and generate account summaries with a multitude of options.

V4 Enterprise has everything you need yet is still small and inexpensive, making it a great alternative to other personal finance software on the market. You will still have the loans and savings tracker, the goals planner, the ad-hoc mortgage calculator, due dates, reminders and notes but with many extras like check and bill tracking including checkboxes for items paid, bill numbers and references and a wider variety of graphs for tracking your budget.

Due to the progress chart included in APSW Budget Planner you will be able to assess throughout the year the progress of your personal finances. But best of all, you can track your budget by comparing your static budget against your actual budget, with the option of adding in your start balance and choosing any month from which to start your balance.

APSW Budget Planner V4 Enterprise 3.3.19.0 Features:

· Actual budget planning
V4 Budget planner will allow you to enter planned as well as actual budget details and will also give you a comparison of your actual budget to your planned one. A comparison graph is also generated for a pictorial comparison of a planned budget to an actual one. Reports are available for a given time period for actual budget items to help keep track of spending and bills.
You have options like:
· Starting Balance
· Select which year you want to view, track and include in your progress chart.
· Saves previous months and years actual budget so you can track how you are progressing through each financial year.
· Anything you add to your actual budget will automatically update your budget balances.
· Enter and track an unlimited number of accounts (eg. credit and debit cards, bank, purchases, income etc.)
· Inform you in advance when any payments are due (due dates and reminders will glow red when the bill is due)
· If you go over your budget the budget balance color will change from green to red.
· Easy entry and editing in a no limits to how many categories and items you have to maintain your personal finances.
· Fast to load, fast to learn, fast to use.
· Instant budget balance updating.
· Overdrawn amount automatically displayed in red.
· Unlimited entries.
· Remembers your entire set up between sessions and ready to go exactly where you last finished.
· Export your plans to a CSV file (EXCEL)
· Free upgrades via the internet with a fast download time.

· Bill and Check Tracker
Track the bills you pay with the 'Payment Type' feature of actual budgeting. Simply choose from a dropdown list the method of payment (check, credit card, direct debit etc), the amount, receipt and reference number then choose the option 'Paid' if you have already paid the bill. Your actual budget will reflect the changes and whether a particular bill has been paid, so you never need worry about keeping paperwork or that spreadsheet up to date again.

· All New Reports
The reports feature is packed full of ways to customize your printouts. Choose from a variety of reports which are fully customizable to meet anyones requirements. You can even choose to print your reports with headings, dates and if you are preparing a report for a client or simply a friend you can even add their name to the report.

· Context Sensitive and HTML help menu
Context sensitive help: Move the mouse over any area of your budget plan and press F1. The online help system will display the help page for that query.
HTML Help Menu: A user friendly help system which includes a Table of Contents, Search Index, a Glossary and a tutorial enabling you to learn how to use the program that much quicker and easier.

· Language Localization
US English - All our Budget Planners were written in US English.
Other currency symbols and date formats - Our Budget Planners use the currency symbol and date formats from the International pane of System Preferences (the Numbers and Date tabs), so it works with any currency symbol or date format you are able to enter there.

· Due Dates, Reminders and Notes
Add notes, reminders and due dates to your Income and Expense Items. Includes auto-notification facility which changes color when the reminder or due date falls. Easy to understand universal date formulas allows you to quickly view your reminders on the same screen as your budget (no switching screens).

· Loan Tracker
How your loan affects your household finances. The Loan Tracker will automatically adjust your household budget plan according to your loan requirements and repayment options.

· Loan Mortgage Calculator
Using the compounded interest formula, where the interest is calculated on the monthly balance of the loan, the loan mortgage calculator performs multiple queries based on your loan, loan term, interest rate and repayment options.
Multiple Scenarios option:
· Based on three different scenarios on a static loan amount, this option allows you to view these scenarios based on varying interest rates and repayment options.
Multiple Plan option:
· Based on the Multiple Scenarios option, this function allows you to have Plan A, Plan B, and Plan C. Each plan may have a different loan amount or you can choose to have the same repayments, loan term and interest rate, or vary all of these functions to provide you with 9 different scenarios.

· Savings Calculator and Savings Target Date
· Have a target date for your next holiday or purchase?Savings Calculator automatically adjusts your budget for you and re-adjusts when you reach your target date.

· Rick Click Function
Right clicking on your budget plan displays a menu box for adding, modifying, deleting, closing and category edit functions.

APSW Budget Planner V4 Enterprise 3.3.19.0 Requirements:

· 10 MB HDD
· 256 MB RAM

APSW Budget Planner V4 Enterprise 3.3.19.0 Limitations:

· Time limit
· Nag screen

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APSW Budget Planner V4 Enterprise security information

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